Don’t Pay for College, Here’s How! With Jean Burk College Prep Genius

by | May 31, 2022 | Podcast | 0 comments

Don’t Pay for College: Here’s How! — with Jean Burk

Christian families want quality higher education without lifelong debt. In this episode of The Educate for Life Podcast, Kevin Conover sits down with Jean Burk of College Prep Genius to unpack proven, ethical strategies for earning full-ride scholarships, maximizing SAT/ACT results, and pursuing college with a biblical worldview.

The Mentor Behind “Free College” Strategies

Jean Burk—homeschooling mom, founder of College Prep Genius, and guest on major networks—has helped thousands of students attend college for little or no cost by treating standardized tests as logic-based, learnable systems. She explains how targeted test prep, early planning, and clear college selection can dramatically reduce costs for Christian families.

Beyond tactics, Jean frames college decisions as stewardship (Prov. 22:7): minimizing debt strengthens future families, generosity, and gospel impact. She also addresses the discipleship side—equipping teens with logic, resilience, and a biblical worldview so they can thrive in secular or Christian campuses alike. Keywords like Christian apologetics, faith and science, and homeschool college prep naturally flow through the discussion.

Key Takeaways

  • Scholarships follow strategy: Why higher test scores commonly trigger larger merit awards—and how to hit the thresholds schools publish.
  • Start sooner than you think: Building logic and critical thinking in middle school reduces test anxiety and compounds results in high school.
  • Standardized tests are beatable: SAT/ACT questions repeat patterns; learn them, then practice for speed and accuracy.
  • Stewardship over status: The “dream school” is the one you don’t have to pay for—choose mission-fit and cost-fit with a biblical lens.
  • Backup plan wisdom: Even trade-bound students should bank an SAT/ACT score; archived results can unlock future doors.

Don’t Pay for College, Here’s How!

In this episode learn more about how you can go to college free with Jean Burk the College Prep Genius. Author Jean Burk is a homeschooling mother and creator of the award-winning College Prep Genius curriculum which has helped thousands of high school students prepare for the SAT & PSAT/NMSQT. Her expertise has been featured on FOX, CBS, NBC, ABC, WE, ION, Forbes Living TV, UShopTV, and The Homeschool Channel. She has been a keynote and featured speaker at numerous homeschool conferences, schools, clubs, college nights, and is a Fox News contributor. Jean currently travels across the United States speaking about how to go to college for FREE!

Don’t Pay for College, Here’s How!

In this episode learn more about how you can go to college free with Jean Burk the College Prep Genius. Author Jean Burk is a homeschooling mother and creator of the award-winning College Prep Genius curriculum which has helped thousands of high school students prepare for the SAT & PSAT/NMSQT. Her expertise has been featured on FOX, CBS, NBC, ABC, WE, ION, Forbes Living TV, UShopTV, and The Homeschool Channel. She has been a keynote and featured speaker at numerous homeschool conferences, schools, clubs, college nights, and is a Fox News contributor. Jean currently travels across the United States speaking about how to go to college for FREE!

This episode first aired on May 31, 2022 Educate For Life with Kevin Conover airs Saturdays at 12pm. Listen live on KPRZ.com and San Diego radio AM 1210.

How We Can Help You

At Educate for Life, we equip families to think clearly and live courageously in every season of learning. If you’re guiding teens toward college, strengthen their foundation with our Comprehensive Biblical Worldview Curriculum that helps students evaluate culture, calling, and college through Scripture.

Want science that strengthens faith? Explore our Creation Science Curriculum for Kids and anchor your student’s reasoning in God’s world and Word. To train teens in clear thinking and confident witness, our Christian Apologetics at Home resources give you practical, parent-friendly tools for everyday discipleship.

Here’s a short excerpt from the episode:

Kevin Conover: “One of the big things my students constantly deal with is college—costs, tests, and big life decisions. How do families pursue wisdom instead of debt?”
Jean Burk: “Standardized tests are logic exams. Learn the recurring patterns, practice accurately, and scholarships follow—often dramatically.”
Jean Burk: “Start early. Build critical thinking and reduce test anxiety long before senior year. You can’t get time back.”
Jean Burk: “The dream school is the one you don’t have to pay for. Stewardship matters—for future families, giving, and gospel impact.”
Kevin Conover: “Equipping teens with a biblical worldview and logic helps them thrive—wherever God calls them.”

Read the Full Transcript

You can read the full transcript below for more details from this discussion.

[00:00:00] well thanks for being here this evening my name is kevin conover and i’m the host of educate for life radio down here in southern california we’re on k praise

[00:00:07] 12 10 a.m as well as fm 106.1 uh and of course we’re all over the uh internet all over

[00:00:14] social media and uh you know one of the big things that my students have to constantly deal with uh we talk about

[00:00:20] this all the time we talk about college because i i’m a 12th grade bible teacher christian apologetics teacher um at

[00:00:26] christian high school down here in southern california with pastor david jeremiah and the students are all you

[00:00:32] know excited for this huge big change that’s

[00:00:37] coming in their lives to graduate but they’re also a lot of them very nervous about you know what’s happening next with

[00:00:42] education what’s happening with uh you know the decisions they’re going to make am i going to pick the right career am i going to be able to make

[00:00:49] enough money to to be able to do well and to to have a family and to buy a home and and of course one of the big

[00:00:56] issues that comes up is you know getting into their colleges they’re applying to a lot of colleges and so

[00:01:01] uh they’re they’re taking their their sats and they’re also concerned about the cost of college it’s constantly an

[00:01:07] issue that comes up they’re weighing between colleges and saying can i afford to go to this college this is the one i really want to go to but on the other

[00:01:13] hand this one’s more affordable and of course this is an a very pressing issue

[00:01:19] i was doing a little bit of research on this issue before the show and i looked up how much has the price of

[00:01:25] college increased since 1970 and what i came up with it says here during the same period uh tuition and fees at

[00:01:32] private institutions jumped by similarly astronomical two thousand one hundred and seven percent from one thousand

[00:01:39] seven hundred and six dollars in nineteen seventy to thirty seven thousand six hundred fifty dollars in 2020 between 1970 and 2020 the dollar

[00:01:47] had an average inflation rate of 3.87 percent annually resulting in a cumulative price increase of about 567

[00:01:55] percent during the last 50 years and so the this is uh absolutely incredible the

[00:02:02] cost of education has gone up 567 percent average inflation has been 3.87

[00:02:10] and so um it’s pretty uh daunting for a lot of young people as they’re embarking on getting an education for that reason

[00:02:17] i have a great guest with us this evening who really speaks to this issue her name is jean burke she’s a

[00:02:22] homeschooling mom and creator of college prep genius it’s called you can check it out at

[00:02:28] collegepopgenius.com and she’s worked with thousands of high school students and their families not only helping

[00:02:34] students with the sat and prepare for the sat but also helping students attend college at

[00:02:41] little or no cost and she’s been featured on fox news cbs nbc abc and

[00:02:47] as well as many other stations and the homeschool channel also and so um she has a lot of insight after 15 years of

[00:02:55] dealing with these issues and uh gene thanks so much for being on the show this evening thanks kevin for having me absolutely uh

[00:03:03] so how did you get uh you know how did this become what you do i mean you’re traveling to this is i met you at a

[00:03:08] homeschool convention and so this is how we uh you know you’re you’re you just came from the florida convention i think

[00:03:13] that has 15 000 families or something like that um what made you decide to get involved in in this particular area and

[00:03:21] help families like this well it definitely wasn’t something i set out to do uh you know some

[00:03:26] 17 or 18 years ago when my son was in ninth grade we literally had no money for college

[00:03:32] zero because we were a one-income family homeschooling and we did want our kids to go to school

[00:03:37] but there was just no money and i was at my friend’s house one day and she happened to mention that there was free

[00:03:43] college based on a test score well i never heard that but i thought well maybe this is a way

[00:03:48] we can get some college money uh but we didn’t have any money to spend on one of those expensive schools that may or may

[00:03:54] not work and so with my son josh very helped her skelter we did a lot of

[00:03:59] different things we bought some books at the store we took some local classes we went through tons of practice questions over and over and

[00:04:06] over again and short story long he became a national marriage scholar

[00:04:11] and over about a year’s period we ended up throwing away about seven trash bags of

[00:04:16] college offers and these were offers that came in my mailbox for a whole year full ride free tuition free room and board free grad

[00:04:23] school free study abroad stipends honors dorms i mean the list went on and on

[00:04:28] and then after my daughter got scholarship money my friends were all wanting to know what how did y’all get free college how did you get all

[00:04:33] scholarship money and ultimately i wrote a book started a class at my home

[00:04:38] teaching other kids on how to beat the test because at the time i did not know that 85 percent of colleges will admit

[00:04:45] and give money just simply based on a test score and so once i created this little class that i

[00:04:51] started my home i had people from other cities wanting me to come and teach it another and school started wanting me to come to

[00:04:57] their schools other states and now i’ve taught in several other countries as well so it seems like free college is a theme

[00:05:04] all across the board no matter where you live or no matter how much money you make yeah nobody’s gonna nobody’s gonna turn that

[00:05:11] down uh it doesn’t matter who you are or where you’re from uh that’s a issue that all families are looking for help with

[00:05:17] and uh a lot of families are dealing with um you know trying to weigh the pros and cons of where do i

[00:05:23] put my money i’ve got a limited amount of resources here and and what do i do um you know when when a family is

[00:05:30] looking at something like this and they’re trying to make a decision about where they they should send their kid to college um you know what kind of do

[00:05:37] people come to you individually and get help or is this simply um purely through your website

[00:05:43] explain to us um how your organization works so we have been primarily a test prep

[00:05:49] company uh because of us getting free college based on test score we put together a program on how to beat

[00:05:55] the s.a.t and act and psat clt all these tests um so most of the time people just

[00:06:01] come and they too they they take advantage of our classes which are can be a virtual bootcamp it could be an

[00:06:07] online e-course self-paced or we also do live boot camps as well

[00:06:12] um bc before covid um we were all across this nation teaching classes and then we

[00:06:18] got shut down they started to resume i was in washington state just a few days ago um next week i’ll be in gainesville

[00:06:25] florida then from there i’m going to go to gaithersville maryland so we have classes resuming for a lot you know in

[00:06:31] person but you can do our self-paced or our virtual class as well but but then i started getting into just

[00:06:38] the mechanics of paying for college not just the test score definitely but also

[00:06:44] um just taking people step by step through what you should be doing every you know

[00:06:49] every grade how to pick a college how to pay for college so that’s something we definitely have incorporated into our

[00:06:55] you know into our company because there’s there’s a lot getting in the doors definitely and getting it paid for is great but there’s

[00:07:01] other steps that you need to take like applications and essays and transcripts um and so we’ve definitely started um in

[00:07:06] that area as well so uh you know um how young do you start with this sort of a thing um you know

[00:07:13] when when i i’ve got a you know i’ve got a fourth grader a sixth grader and a friend and a ninth grader um how how

[00:07:19] soon do you start that process of um you know working towards you know eliminating as much of the cost as

[00:07:25] possible for college probably yesterday yeah no so the sooner you start the more time

[00:07:32] you have to improve if you’re talking about test prep we have sixth graders seventh graders and above who do our

[00:07:37] program now doesn’t mean every sixth grader’s ready because they’re not um but here’s the thing you can’t get time

[00:07:42] back and so test taking is just like any other any other skill like like a sport or a piano

[00:07:51] um it’s debatable the great thing about learning how to take a test and unfortunately the reason why smart students even

[00:07:58] valedictorians bomb these tests all the time is because it takes a different skill set

[00:08:03] and they’re based on logic and critical thinking which is not taught in most schools and so most students will not

[00:08:10] not have a score that reflects their gpa and so once you understand that there are no

[00:08:16] new questions a standardized test has standardized questions and standardized answers and

[00:08:21] so these tests are beatable you you don’t study for the test you study the tests themselves you learn the recurring

[00:08:28] patterns and once you learn the recurring patterns and then you just practice and accuracy before speed so once you

[00:08:34] learn that you can start answering questions in 30 seconds or less because you get about a minute per question but

[00:08:40] most students are just going to spend two or three minutes and then burn the clock up um so if you have like like right now

[00:08:46] rising senior don’t think it’s it’s too late because it’s not i’ve seen amazing miracles and you still have

[00:08:52] plenty of time but you don’t want to put the pressure on those seniors or even

[00:08:57] the juniors if you don’t have to if you can start them earlier what it’s going to do is it’s going to

[00:09:03] help them lessen that chest anxiety and help them gain that chest maturity because as they get older and they get

[00:09:09] further into high school they’re going to get busier with more school more homework maybe a part-time job maybe sports friends clubs

[00:09:17] and they’re so busy that it’s very difficult to squeeze one more thing into their schedule so this is why starting

[00:09:22] test prep is so important that you do it early we do we teach in a lot of schools public school private schools even charter

[00:09:29] schools and it’s something that you can incorporate into your school or in your home if you’re homeschooled and you can

[00:09:36] call an elective so yes it because there’s no instant success and you can’t

[00:09:41] shortcut the shortcut you definitely want to start early okay and um for parents that are

[00:09:47] listening and you know families that are you know looking at the different classes they have to take and how to fit

[00:09:53] these things into their schedule um is there a recommended age to start uh you know it always cracks me up

[00:09:59] sometimes when i’m at the homeschool conventions there’ll be a family going by and i’ll say hey how are your kids and they’ll say

[00:10:05] they’ll say oh one and uh three and and i’m thinking to myself wow wow you’re here you’re really getting a head start

[00:10:11] and uh they you know they uh it’s great and and i asked them you know and they say yeah we’re just

[00:10:17] preparing we’re just starting and we want to get a head start and i think that’s really cool but you know

[00:10:23] is there such a thing as too soon to to invest this time or do you have an age at which you say yeah now is the time

[00:10:30] where you really need to dig in and make this happen well absolutely and of course there’s no one-size-fits-all but there’s a general

[00:10:36] rule um for your younger kids i would definitely incorporate logic and critical thinking into their schooling

[00:10:42] whether they’re in homeschooled or not um because since all these tests basically whether you’re taking an sat

[00:10:48] maybe a gre an lsat an mcat they’re all standardized logic tests

[00:10:54] and they’re going to test you on your ability to answer questions under pressure in a short amount of time they’re not testing you on law they’re

[00:11:00] not testing on medicine um they’re testing you on your thinking skills and so

[00:11:06] younger kids should definitely be taking you know incorporating some kind of uh logic which is is a needed

[00:11:12] skill that we that we are lacking for sure in many schools um but you know if i was

[00:11:18] gonna say ideally you know i would say probably no later than eighth grade if possible now we we’ve had a couple fifth

[00:11:25] graders which again that’s extremely rare a good you know a good amount of sixth graders but a ton of seventh

[00:11:31] graders and definitely eighth graders and above because those students um can

[00:11:36] help will have time to really solidify the information so they can apply it appropriately and the more you go over

[00:11:42] it because you’re going to retain about 10 of what you hear the first time so you really need to internalize it and that’s going to take you several times

[00:11:48] to hear the information um and get faster of answering questions quickly so um but it doesn’t but you might have

[00:11:54] someone may have a sixth grader that’s ready someone may have not they their child may not be ready until ninth or tenth grade um but what you don’t want

[00:12:01] to do is wait to the last minute because these are not like normal school tests school tests you can cram for it’s a

[00:12:07] bunch of information that you learn in the classroom and then you regurgitate it back out on the test these questions are not content-based

[00:12:15] and they are derived from all over the place so there’s no studying for them and that’s why

[00:12:20] it’s important that people realize that you know and i think this is what happens a lot of times a lot of test prep companies unfortunately

[00:12:26] will teach you families and sometimes it’s for thousands of dollars they’ll teach families like more math concepts

[00:12:33] and thousands of vocabulary words and grammar and they’re re-teaching school all over again and they’re just wasting

[00:12:38] a family’s time and money um because it’s not about how much information you can cram it’s about

[00:12:45] how to look at a question how not to be tricked by it and know that they use the same patterns and the same trick answers

[00:12:51] on every question that’s really interesting yeah i was doing a little bit of research on this and i i thought it was very interesting

[00:12:59] exactly what you’re saying is what i what i read about this was from nbc news it said um

[00:13:05] while the new s.a.t format may be less stressful for students in many ways it is this stress which colleges have

[00:13:10] historically been testing colleges have used the sat to judge a student’s adaptability and problem solving

[00:13:17] capacities the sat uncovers the student’s ability to solve problems quickly students must learn to be

[00:13:22] flexible rather than rigid in a hurried environment successful sat problem solving has historically depended on

[00:13:28] emotional self-management um and that was so interesting to me that like you’re saying it’s not about

[00:13:34] facts and memorizing a bunch of facts or anything it’s really about um

[00:13:39] answering questions and uh under pressure in that environment um

[00:13:45] explain that to us a little bit more when you say the focus of the test is on logic it’s on um you know problem

[00:13:52] solving what does that mean as far as how does that play out in the test uh um you know

[00:13:59] are they asking people riddles or you know what’s going on here exactly no i know and i’ll break down the different

[00:14:05] sections for you uh and just as you were saying about that article which is a really good article i i’d love to see

[00:14:11] that because that was great and here’s another reason why colleges use sats and acts and that’s because

[00:14:17] they know that a 4.0 at one high school is not the same at another every school calculates their scores differently so

[00:14:24] the only fair way to compare all students equally whether you live in california or texas or florida or your

[00:14:30] home school or public school is a test like an sha because it levels the playing field because some kids might

[00:14:35] take hard classes hard school and another kid has easy school easy teacher easy classes and they have the same gpa

[00:14:43] so on paper they look the same so there has to be some numerical element that’s common to all applicants

[00:14:49] is why they use these these tests but so for example in the reading portion and we’re not talking sat i’m

[00:14:55] also talking acg as well and even psat and even clt and that is because

[00:15:00] um the every college takes sh or act does not matter they’re accepted by a hundred

[00:15:05] percent ecologist and they’re about 99 the same test so there’s a crossover

[00:15:11] information that you can use on both so there’s no need to study for two different things same thing with the psat

[00:15:16] um so for example what about when it comes to um to higher level tests like the lsat or the mcat is

[00:15:23] that the same principle there is that yeah completely okay if you think about it if my son’s an attorney

[00:15:30] if you if you think about it if you’re going to go to law school you don’t know anything about law they’re not going to

[00:15:35] test your law because you know nothing that’s the whole premise of you going to law school so they’re going to test you

[00:15:40] on your critical thinking skills so yes i i show a lot lsat questions and quite

[00:15:45] mcat they’re not going to test you on medicine grad school these these tests are all the same they’re all the same

[00:15:52] they a standardized test is written in a way that there’s one objective indisputable

[00:15:57] answer and several distractors and once you learn that you can attack the test completely different than you

[00:16:04] would if you would like cramming for a bunch of information so same premise uh but let me let me

[00:16:10] explain a little bit about like you talking about are they riddles so for example the reading portion of the s80 and act

[00:16:16] english class you would read a passage and then you would answer questions that go with the passage

[00:16:22] if you do that to the essay or act you’re going to do terrible because there’s five different types of questions and they’re all answered

[00:16:29] differently and the answers are found in the exact same place every time so you can skip 75 of the passage and still get

[00:16:36] every answer right so you learn the five types of questions and you put them in the right order and then you go exactly

[00:16:42] to where the answer is and by the time that you get to the last questions your answers are already were already found

[00:16:48] in the previous answers so again it’s very it’s a very quick way to find the answers um the math instead of working

[00:16:55] out the long way and showing your work and crunching a bunch of numbers

[00:17:00] every math problem can be answered without a calculator in 30 seconds or less wow um the writing language english part

[00:17:08] now get this on the s.a.t you get four passages 44 questions and 35 minutes to

[00:17:13] do it in so that’s 47 seconds per question plus the four passages

[00:17:19] there’s logistically no way to do it yeah acg has five passages and they only give you 36 seconds per question

[00:17:26] um so there’s no way but here’s the cool thing about the writing portion again you can skip most of the passage

[00:17:32] and they only use 13 recurring problems on the test and there’s

[00:17:37] a pattern that occurs as much as 75 percent of time where you can answer the questions in 10 seconds or less

[00:17:44] so again it’s about you understanding the patterns and the logic and when

[00:17:49] you’re looking at these answers for example what do i not like about these answers what you know if you learn to

[00:17:54] scrutinize the answers because of the they use the same wrong patterns and challenge every answer choice and you

[00:18:00] can be able to eliminate the wrong answers first which will leave you with the right answers wow interesting so um when you you know

[00:18:07] when you’re um college prep genius and you have families engaging in this taking the

[00:18:12] courses and doing this is is there something uh this is incredibly valuable for families uh

[00:18:18] and i’m i’m curious to know about this too how how the increase in score begins to

[00:18:23] impact uh the decrease in the cost that a student has to pay i’m very interested in that um but

[00:18:30] um my question is uh beyond beyond the sat the the the lsat these

[00:18:36] other things are there other parts of life where you where when a student goes to this course it actually helps them in

[00:18:42] areas beyond this this test taken or is it strictly with these tests to get into you know

[00:18:48] college and so forth no what’s been really cool is that over the years um

[00:18:54] many of our families and we have lots of testimonials on our website have used these same skills not just for sats and

[00:19:01] acts and uh getting into college and getting scholarship money um and i’ll come back to that point of your point in

[00:19:07] a moment about the the points and how that can impact your money um but

[00:19:12] our kids are going to be tested all their life not just getting to college and scholarships um or if they’re going

[00:19:18] to grad school law school med school but also at their job someday i i’ve had people who say oh i use your strategies

[00:19:24] on the cpa test or the real estate test or the test to get into to work at hobby lobby who knew

[00:19:31] i met an engineer recently excuse me who said you know what after you heard

[00:19:37] me speak he said you’re 100 right he said we get tested every six months

[00:19:42] for certifications and they don’t test us on our engineering ability because everybody at my company are

[00:19:48] all different ages from different backgrounds he said they test us on our critical thinking skills so yes this will follow you

[00:19:54] long beyond your your sats and get into college and all that but to your point about the how it

[00:20:01] affects um the the money so colleges are ranked

[00:20:07] nationally based on test scores so the higher the score the more scholarship money they give you because you make

[00:20:12] them look good and what happens is when you make a college look good with your high test score and they go up in the rankings

[00:20:18] they get more funding they can attract students who ha who can pay full sticker price um they can attract athletes uh

[00:20:25] who are very talented but only need the minimum to get in which is going to drop their their rankings down so the kids

[00:20:31] with the high score scores are so desirable to these colleges because it’s going to make them look better

[00:20:38] and this is why you know sometimes one or two more points on your act or another 100 points on your sat will

[00:20:45] get you another 10 20 000 a year most college websites will list

[00:20:50] their scores they might say for example to get into my school you need this score but to get a partial scholarship

[00:20:56] you need this score and a half and a full ride for example i think it’s the um

[00:21:02] university of alabama uh you can get the uh i think it’s a presidential scholarship on a 26 a.c.t

[00:21:08] or 1240 s.a.t um i i have a long list of you know of i

[00:21:13] didn’t have that in front of me but colleges that will be just based on your test score this is this is where we’ll give you a anywhere from full tuition

[00:21:21] all the way up to a full ride plus and when they say plus that means they not only pay for your full ride but

[00:21:27] they’ll give you you know maybe grad school money maybe they’ll give you 5 000 spending cash maybe they’ll pay for

[00:21:32] your you to study abroad in another country um but they’re trying to entice you to come to their school to bring

[00:21:39] their rankings up and you know we just got past this um coven

[00:21:44] um and the you know a lot of schools said well we’ll still taste state test option until 2023 well then about a month ago

[00:21:52] mit made a big announcement and they said guess what we’re going back to testing because it’s the it’s the only fair way

[00:22:00] to compare students equally and it’s the only fair way to help students and under underserved communities because they

[00:22:06] don’t have that luxury to go into expensive school or a prep school a high school but they they can all take the

[00:22:13] same chance everybody else takes and that was mit and of course what happened was everybody started following suit

[00:22:18] once mit said that yeah wow that’s really interesting um for those of you just tuning in my guest

[00:22:25] today is jean burke she’s with collegeprepgenius.com you can check it out and uh it’s a

[00:22:30] fantastic way to improve your test scores uh for these standardized tests for college but um

[00:22:37] even more than that of course that standardized test affects the scholarship money that you’re able to get from a college and i’ll just read

[00:22:43] some of these stats again student loan debt in the united states currently totals somewhere around 1.762 trillion 15 of all american adults

[00:22:51] report they have outstanding under undergraduate student debt seven percent report outstanding postgraduate student

[00:22:57] loans 34 percent of adults age 18 to 29 years have student loan debt making them more than twice as likely as adults in

[00:23:04] any other age group to have student debt the average public university student borrows 30 000 to obtain a bachelor’s

[00:23:10] degree and the average federal student loan debt balance is 37 000. um so you know uh what are your thoughts

[00:23:18] when speaking to a family and you know talking to them about the importance of what what you’re doing and the

[00:23:24] importance of their kids doing this i mean the the amount of debt that these uh people these these young people are loaded with uh coming out of college is

[00:23:33] you know huge it’s it’s greater than it’s ever been as far as i uh what i’ve researched um what are your thoughts

[00:23:40] about that well yeah first of all college is a lousy investment if you have to spend

[00:23:45] years paying for something you did in four years and the average student spends 20 years paying off college debt

[00:23:52] which means they’re not able to get a mortgage you know a lot of them are delaying marriage having kids and the statistics show that 70 of believers

[00:23:59] don’t tithe because of college debt so it is a snowball effect uh and the great thing

[00:24:06] is is that you know every time we are in this sort of election year every four years there’s always people

[00:24:12] who always promise you know free college here and there but here’s the good news there’s already free college there’s so

[00:24:18] many ways to go for free and it doesn’t matter your income and one of the things that i tell families is

[00:24:24] that it doesn’t matter whether you’re low income you are low to middle middle middle to high income it doesn’t matter um because

[00:24:32] here’s here’s the key and i have a lot of inside secrets that i share

[00:24:37] um but one of the things is no matter where you are in your at your income level right now um is that

[00:24:44] uh if you’re in the low income bracket you know and what is what is considered low income well some colleges will consider 40 to 60 000 low income

[00:24:51] but stanford and princeton consider 140 000 low income so

[00:24:57] that’s kind of crazy yeah but if your middle here’s the thing it doesn’t matter what your income is you

[00:25:03] can get free college at low income but you can also get it based on what’s called needs needs based programs um but

[00:25:09] merit based if you are above what they would consider low income or stuck in the middle like most of us

[00:25:15] are then you want to chase a marriage now how do you find the colleges the free

[00:25:20] college and here’s just one secret and that is you can google common data set or cds

[00:25:29] or common data set in a school that you’re looking for looking into and you want to find the schools where

[00:25:35] your students stats are above the 75th percentile so in

[00:25:40] other words their sat for example um let’s say they’re their 75th percentile is 1150 but you’ve

[00:25:46] got like a 1300 sat that is well above the 75th percentile that’s where the

[00:25:51] free rides start happening oh wow so interesting and there’s nearly 5 000 colleges when you when you add up all

[00:25:58] the colleges and the junior colleges and the trade schools not bad you’re looking about 5 000 schools and so

[00:26:04] you can it may not be your dream school but you know what is a dream school a dream school is one you don’t have to pay for yeah exactly and so you can find

[00:26:13] and that’s just one one way but you want to get your test scores up because you open you open up so many opportunities

[00:26:19] um for for you know amazing scholarships all across this nation another thing that people can look at

[00:26:25] too is go to the department of education of your state a lot of people don’t know that there’s

[00:26:31] actual money available in most states for state residents for example i just got back from florida

[00:26:38] and they have what’s called bright future and bright future is a program that

[00:26:43] um if you’re sat school i think it’s 13 30 uh or a ct is like 29 um you can get

[00:26:49] their top scholar award which is called uh academic scholar and which will give you basically a full

[00:26:55] ride to any school in florida wow and there’s three levels uh bright

[00:27:00] missouri has what’s called bright flight south carolina has uh palmetto fellows

[00:27:06] georgia has the hope scholarship alaska has lasting performance scholarship and these are based on test scores so go to

[00:27:13] your state uh department of education and see what’s on there because you may not have any idea what’s what’s available for you being a resident there

[00:27:20] yeah that’s really interesting i you know i i also was looking up some stats here it said one of the articles i was

[00:27:25] reading said in 2022 so far minnesota has the highest average s.a.t score with

[00:27:32] 1263 california is in the 31st spot with new york with an average sat score of 10.57

[00:27:39] i thought that was interesting do you notice any trends from state to

[00:27:45] state as far as sat scores are concerned or is there is there a certain

[00:27:50] uh cultures or communities that place a heavier emphasis on doing well in in sat scores oh absolutely you’re going

[00:27:57] to find that the very competitive stat like washington dc will probably because

[00:28:04] i’m based on their psat scores i know that they’re pretty high but if you look at states like uh washington dc or

[00:28:09] maryland or virginia they’re going to have higher scores because of if you think about who lives there you know congress it’s very

[00:28:16] competitive and so yes i think it’s i think it’s it’s it’s what’s uh

[00:28:22] how many kids are taking the test and how well they do and so yeah you’re gonna find certainly higher scores but

[00:28:27] then you might find something like west virginia that’s a smaller state that is maybe not they don’t necessarily put a lot of emphasis on it they may have a

[00:28:33] lower score but it definitely comes down to the high

[00:28:38] schools themselves like for example some of the middle states in the country as we now call them the flyover states

[00:28:45] they tend to only promote the act and not the s.a.t which really does a disservice to students because when you

[00:28:52] don’t promote the sat you don’t promote the psat and that’s the national merit scholarship contest a.c.t does not have

[00:28:59] a scholarship contest and so uh the schools there don’t realize that number one every single college takes

[00:29:06] sat acts so it doesn’t matter makes no difference if they if they prefer one over the other they’ll just convert the

[00:29:12] score so that’s not a big deal uh but unfortunately people people don’t know

[00:29:17] they’ll you don’t know what you don’t know yeah and so people all the time will tell me well we only do the acg

[00:29:23] here and i’m like well no that’s not true that’s what the schools say but the school’s not even talking about i can

[00:29:28] tell you right now that every it’s a simple google search to look up to see if that every college takes either s or

[00:29:35] acg so and they were written by the same people so uh there’s two different companies

[00:29:41] but they’re written but act right writers rewrote the sat back in 2016. so

[00:29:46] so you this is why you have two similar tests that are pretty much the same okay and and then um you know for christian

[00:29:53] families you know we’re who are you know concerned about college and so forth and so on um does this have any impact for them as

[00:30:00] as they’re deliberating you know obviously there’s a huge fear right now about colleges uh indoctrinating

[00:30:06] students i know many families i’ve talked to who talk about how uh

[00:30:12] college completely uh took their kids in a in a direction they didn’t want them to go so a lot of

[00:30:18] christian parents are trying to be very very careful about where their kids go to college and making sure that that

[00:30:23] college supports um you know their views and so forth um is there any advice or guidance that you

[00:30:30] give in in regards to that oh yeah absolutely number number one um sets acts apply to christian schools as

[00:30:36] well private schools that’s where my kids went um that was a problem but here’s a deeper thing that i wanted to

[00:30:41] say um people ask me all the time weren’t you worried about your kids going to college

[00:30:48] and losing their faith and here’s here’s what i say i say that

[00:30:54] it if you’re worried if your kids are going to lose their faith or go the wrong direction in college they’re going

[00:31:00] to go in the wrong direction at home they’re going to go in the wrong direction at junior college at a part-time job it’s a heart issue

[00:31:07] and we have to have if the heart’s not right it doesn’t matter where they go and i think we have to

[00:31:14] um train our kids to be a joseph and a joseph was someone who by the age of 17

[00:31:21] everything he knew about god and life was cut off at 17. he had no more bible

[00:31:28] study he had no more youth group he had no more devotionals he was thrown in a pit sold in slavery thrown

[00:31:35] into prison accused and ultimately came second in command and so i think his

[00:31:40] parents we don’t need to worry we shouldn’t worry about whether our kids go to a christian college or a secular college because that may be where the

[00:31:45] lord’s taking them um but because because not everybody at a christian college is a christian

[00:31:51] not every professor at a christian college is a christian so what we as parents need to worry about is you know

[00:31:58] the issues of the heart for our kids and and not every child is ready to go to college at 18 or maybe never i mean

[00:32:05] today i you know i i don’t think college is is is the the plan for every child or

[00:32:10] maybe they need to take a gap year or two um to get a little bit more mature or to study for the sat and get more

[00:32:15] scholarship money um but i think that’s where we as parents need to to um

[00:32:20] put our focus yeah yeah that makes a lot of sense i mean i mean there’s you know books written on

[00:32:26] these subjects that you know if if it if they’re walking away in college then that process started a long time

[00:32:32] ago um i always talk to parents about that that the questions start happening in middle school and you’ve got to start

[00:32:39] preparing them you know in elementary school you’ve got to start um you know uh

[00:32:45] planting those seeds and and teaching them biblical truths and and actually teaching them a lot of logic um and how

[00:32:51] to think things through thoroughly um when it comes to spiritual matters which uh you know impact everything so

[00:32:57] um yeah that’s absolutely that makes a ton of sense so i appreciate that and um

[00:33:03] and then when it comes to um let’s see here uh

[00:33:09] when it comes to kids who aren’t going to go to college um and you’re is there a reason for them to be

[00:33:14] involved in this course or is that pretty much you know there’s it’s not something that they need to be involved with you know if they are

[00:33:20] considering trade schools or something like that right and that’s a great plan for a lot of students here’s my take on

[00:33:26] it you nobody knows what they’re going to do it’s nobody has their life planned out at 16 17 or even 18 and most people who go to

[00:33:33] college probably most change their degree several times um so what but my suggestion is this is

[00:33:40] that you should still always take your sets while you’re in high school um because if let’s say you get out of high

[00:33:46] school two or three years and you decided to finally go to college and if you hadn’t taken your sats you forgot

[00:33:51] some basic geometries and basic algebra but what they do is they archive your score scores indefinitely

[00:33:57] so it’s a good backup plan take the test shelf it don’t worry about it most colleges will take old sat scores

[00:34:04] i’ve had lots of my students who’ve been out of high school several years come take my course and still get a full ride

[00:34:10] to college um so yeah it’s a it’s a great backup plan because honestly teenagers change

[00:34:16] their mind we change our mind yeah um and it’s better just to have it there and say look this is just there if you

[00:34:23] never use it you never use it and plus you’ve learned basic critical thinking skills that can help you at your job

[00:34:29] someday because if they test you at your job it’s not probably going to be about your job

[00:34:34] yeah absolutely um for those of you just tuning in my guest today is gene burke and we’re talking about the s.a.t and

[00:34:40] we’re talking about free college how do you get how do you get college for free and the sat was actually founded in 1926

[00:34:47] i looked this up as an adaptation of what’s called the army alpha it was an iq test

[00:34:53] which was checking the intelligence of recruits to the us army um and originally was only taken by a few

[00:34:59] thousand college applicants but uh eventually became what we have as the modern s.a.t and uh gene i was going to

[00:35:06] ask you about this one of the things i stumbled on when i was um you know reading on the sat is that it

[00:35:12] sounds like they’re moving towards a digital format um for the sat is that is that true and and is that going to

[00:35:18] change things at all or is it is it going to be just pretty much the same so yes that is true in 2024 they’re going to go to digital

[00:35:26] but the reason they’re going to go to digital um actually we knew that was we knew that was coming um eventually um

[00:35:33] but what happened when the world shut down in 2020 and all the sats acts were

[00:35:39] canceled um there was no way they would have people come and

[00:35:45] person so they tried to roll out something digital it failed miserably

[00:35:50] and um they knew that eventually you know what if we get to another you know pandemic scam dimmick whatever you wanna

[00:35:56] call it or pandemic some people in australia you call it um but if that ever happens you know we’re we’re going

[00:36:03] to lose a ton of money um but to be totally honest you know who they’re following they’re following the clt i don’t know if you know about the

[00:36:10] clt the classic learning test i’ve been around about six and a half years it’s the alternative to the set and act it’s

[00:36:16] the perfect david and goliath story um we are their official test prep we love we love the clt but when they came out

[00:36:23] against the big guys you know sct has been around the 20s 1920s act has been around since the 1950s um they said

[00:36:29] there’s no way that’s going to work well guess what happened nobody foresaw 2020 when everything shut down but clt was

[00:36:36] already remotely proctored oh wow and so yes so every college took the clt their

[00:36:43] enrollment went at five thousand percent so and it was only two hours long so yeah so the sdt decided well we better

[00:36:50] we better follow suit because if something like that ever happens again we’re going to lose a ton of money yeah yeah

[00:36:56] wow that’s that’s really cool and you’re the the primary uh preparer for that the clt yep yes we are the official test

[00:37:02] prep and we’ve had a lot of our kids get the top one percent on their test because again going back to the fact

[00:37:09] that the strategies that work on one test pretty much work on most tests because that crossover information and

[00:37:15] just learning the test taking techniques um can can be applied and that and that’s the key so anytime a company

[00:37:21] wants to sell you an sat prayer program and an acg prep program and a psag that

[00:37:26] is a red flag they just want your money oh wow um so i was uh so according to the uh

[00:37:34] scholarship institute it says a score of 1520 or above on the sat puts a student

[00:37:39] in the 99th percentile a score of 1350 or above puts a student in the 90th

[00:37:45] percentile so in your experience gene um what

[00:37:50] when when do the scholarships start kicking in i know you mentioned that the seven uh i think you said

[00:37:56] the 75th based on the college you know um you were referring to but but when uh

[00:38:02] when a family is looking at this and going okay we really want to get free college or let’s say they’re like we want to get 50

[00:38:09] off at least in scholarships or whatever um is there a target they should be shooting for as far as a score on sat or

[00:38:16] so forth is that or how does that work and you’re right it does very precaut like for college like i was saying i

[00:38:22] think the university of alabama was like a 26 a.c.t or 1240 s.a.t um you know

[00:38:29] if i was going to give a sweet spot i would say 1400 would be a sweet spot for

[00:38:34] numerous colleges i’m certainly not ivy leagues or top tier because those are over the 15 20 15 40 mark um but you

[00:38:42] know what if you can if you can get around 1400 but you may only need a 1300 to get above the 75th percentile on the

[00:38:48] school you want to go to um so yeah and the great thing is most colleges will super score

[00:38:54] so they’ll take the highest test from different uh uh highest scores from different tests so if you take the sat

[00:39:00] one time and get a better math score and then the next time you take it your reading’s better they’ll cherry pick the highest scores to give you an overall

[00:39:05] better score which is why you should keep taking it over and over again to keep getting a higher score

[00:39:10] oh wow um and then is this something there where you know um

[00:39:17] obviously different kids are gifted in different places different people are gifted in different areas uh is this the

[00:39:23] kind of thing where it’s something that universally somebody can can work at it and eventually get good at it you know

[00:39:29] you always hear kids say or parents say my my child is not a good test taker they do well and all these other things

[00:39:35] but they’re not a good test taker and is that something that they can actually grow in or is that kind of an innate

[00:39:42] ability that has to do with the way the mind thinks where there are some kids that that’s just where they’re at and

[00:39:47] this isn’t going to be the path for them no that’s such a good question so

[00:39:54] several thoughts on that number one you’ve got your kids who would consider themselves a good test taker and what they are they are

[00:40:00] very logically minded naturally so it’s very intuitive to them and they see

[00:40:05] patterns naturally they’re kind of bent that way and for those students one in a few more strategies can really put them

[00:40:10] over the top um then you have your other students who what we call the rule followers those are the kids who second guess themselves

[00:40:17] overthink everything stress over every question and spend way too much time on every problem now the great thing is is

[00:40:24] logic is not a personality trait logic is a trained skill so anybody can

[00:40:29] become a better test taker i’ve had kids raise their score 700 points on the

[00:40:34] s.a.t and nine points on the acg had severe dyslexia and dysgraphia or

[00:40:41] autism that are national merit scholars so yes these are learnable tests they’re

[00:40:47] beatable tests it’s it’s like how do you do well in piano you learn the chords

[00:40:52] you learn the keys and then you practice how do you do better at sports you know you learn the moves the techniques the

[00:40:58] plays and then you practice well how do you do how do you beat a standardized test you learn the patterns you learn

[00:41:04] the you learn the the tricks um and and then and and you um you prac you

[00:41:10] practice with real test questions these questions are purposely misleading and the wrong answers can be very

[00:41:15] appealing and so this is why you have really smart kids who bomb this test all the time because it’s it’s

[00:41:22] it’s designed for carelessness um they know that you’ve got about a minute per question and so kids are going to rush

[00:41:28] really hard and really fast to try to answer questions and they’re going to make mistakes but when you’ve made a

[00:41:34] mistake you’ve actually made two mistakes number one you picked the wrong answer uh number two you failed to see

[00:41:40] the correct answer but the more you start seeing the patterns the they kind of just start jumping out

[00:41:46] after a while to where you know what’s what’s right what’s wrong that’s fantastic well i’m sure that’s

[00:41:51] encouraging to a lot of families uh to know that that is something that their child can improve on and grow in and get

[00:41:58] better on and so um what a huge blessing uh to have that opportunity to not be

[00:42:04] burdened with this incredible debt when they get out of school i mean it’s so tragic to me because i think about these

[00:42:09] young couples they get out of college and they’re already struggling to find a job that’s able to cover the bills uh

[00:42:16] the real estate is through the roof you know the and what we’re dealing with with all the inflation currently and then they’re

[00:42:22] they’re starting a young marriage where there’s a lot of stress on them financially too so if there’s anything

[00:42:28] we can do to help those young kids get a head start in life and not be burdened

[00:42:33] with all that extra stress and pressure that’s a wonderful opportunity so thank you for all that you do in that

[00:42:40] regard we’re just about out of time here and my guest today uh is gene burke with

[00:42:45] collegeprepgenius.com a wonderful resource for you to be able to help your children and start preparing

[00:42:52] them early so uh getting them ready so uh thank you thank you very much gene

[00:42:58] thank you so much kevin for having me absolutely okay and we’ll be back again um in a in a week we’re also going to be

[00:43:05] having on a gentleman by the name of john storm who is going around to high schools in a bus

[00:43:13] and using release time education with public high schools to give a christian

[00:43:18] education class in the public high schools and the kids are getting credit for it so if you haven’t heard about this it’s something

[00:43:24] that’s going to really encourage you another great opportunity where we can impact the next generation uh for good

[00:43:31] and for christ so thanks for being here and we’ll see you next time

[00:43:48] you

Walking in Wisdom Beyond College

If this episode sparked new insight for you, take the next step in preparing your family for a future built on faith, wisdom, and stewardship. God calls us to use every opportunity—education included—for His glory. Explore more free episodes and biblical worldview resources at Educate for Life to keep growing in your understanding of God’s Word and how it applies to real-life decisions like college, career, and calling.

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